850 Credit Mentality

Our Services


What to Expect

The bad credit situation needs to be resolved on time to regain a good credit score, and it could be achieved with proper rules.

1. We will Inspect and look for the inconsistency of the credit report. We will make sure that there are no mistakes and wrong information in the report.

2. In case we find some inaccuracies, we will report them immediately to the listed creditor and have them make corrections as soon as possible.

Credit Report Review

Help you obtain a better understanding of your credit report, credit history, credit score, and show you how to improve your creditworthiness.

Credit Monitoring

Monitor the scores submitted by the credit bureaus to ensure that only accurate and up-to-date information is reflected.

Credit Repair

We review your credit report, dispute and challenge unfair marks on your credit. We work on your behalf to raise your scores.

Credit Education

Find ways for you to reduce interest rates, pay off loans and unsecure debt in a timely manner – which helps raise your credit scores.

Credit Repair in 4 Steps

Step 1

We examine your credit reports from the bureaus

We Examine your reports from the three bureaus, Experian, Equifax, & TransUnion. Here is a link to your credit reports for all three bureaus.

Step 2

We develop a plan for which items to dispute

One of our credit repair specialists will contact you within 24 hours of receiving your reports. We will go over your report in detail with you and present our plan for which items we will dispute. You will be able to access a detailed status of this progress 24/7 at our password protected customer service web site.

Step 3

Experts at 850 credit works your case

The experts at 850 credit begins to dispute your items by using its arsenal of credit report repair strategies and experienced staff to challenge negative items directly with the credit bureaus. Each individual case is different and depending on the number of negative items on your credit reports this step will be repeated for each subsequent loop through the cycle…

Step 4

Sit back and wait for results

The credit bureaus have a “reasonable amount of time”, approximately 30 days, to investigate your dispute.


We assure results, or you get your money back